Financial and debt advice

Debts due to gambling? Find useful information, support and advice on how to manage financial matters. If you like to discuss options, call or chat us.

Call 0800100101
Parrakas mies kirjoittaa lehtiöön luurit korvilla

Municipal financial and debt councelling

Financial and debt counselling provides

  • advice with all kinds of daily financial matters, such as planning your finances and keeping to a budget
  • help with questions relating to debt.

A financial and debt counsellor

  • sorts out your financial situation with you
  • helps you weigh different solutions and make payment agreements
  • can advise you how to apply for a restructuring loan and debt adjustment
  • acts as an expert and assistant, you make the decisions concerning your finances.

Financial and debt counselling services do not provide financial support or money.

Find your municipal councellor

The Guarantee Foundation

The Guarantee Foundation is a non-profit social welfare organization that helps prevent and solve financial and debt problems in Finnish households. 

It operates nationwide and services are free of charge.

The Guarantee Foundation offers

  • advice by phone and chat
  • guarantees for consolidation loans provided by banks
  • miniloans for household purchases
  • tools for managing finances
  • training courses on financial management for volunteers and professionals in organisations and parishes.

Guarantee Foundation

Finnish Competition and Consumer Authority

Facts and advice

  • FCCA's web pages provide advice on how to manage financial matters.
  • Among other things, there is information on how to plan your finances,
  • how to make payments and
  • how to deal with financial difficulties.

To FCCA